![]() ![]() For instance, you can add a child as an authorized user to your account to help them establish credit. Depending on your credit card issuer, locking an authorized user’s card could prevent them from making purchases while still allowing them to remain on your account. You want to minimize another person’s access to your account.A credit card lock can be a good way to reduce impulse buying or minimize credit card debt, especially if you’re trying to save money or pay off your existing balance. ![]() Just remember to promptly report any fraudulent activity to your credit card company and request a new card. Think your account has been compromised? A card lock might prevent fraudsters from making purchases until you resolve the problem. You’re concerned about credit card fraud. ![]() If you misplaced your card or left it behind, locking it can prevent others from using it until it’s back in your possession. ![]() Take a closer look at some of the scenarios where you may decide to lock your card: Card locks can also be a way to keep an old account active without worrying about accidental charges. You may choose to lock your credit card for a number of reasons, including a lost card, potential credit card fraud or to prevent impulse purchases.
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